Monday, 20 June 2016

How safe is your bike ride without a cover?


On the auspicious occasion of dusshera my cousin bought his first ever bike in life, “Yamaha FZ-16” a jet black machine. As soon as the bike arrived my aunty did a small pooja, broke a coconut to keep the evils away and let his journey be safe forever and distributed sweets amongst friends and family members. The atmosphere was filled with happines and joy. We all had selfie with his dream machine and posted on social media.

It was evening time when Amit took his bike and went for a short ride in the area. As soon as he walked in the house, I saw a slight sadness on his face. So, I asked what happened bro? for which he replied while I was driving my bike on the road enjoying my ride there came a sudden pothole where my bike just bumped in and while managing to control I felt down due to which there was a slight scratch on the fuel tank. I quickly consoled him and said relax Amit. 

I said, “Just look at you, today a slight scratch on your bike has created a dent in your heart, imagine if your bike gets vandalized on streets, or gets damaged due any natural calamity or most  importantly it meets an accident and there is a third party damage including your bike damage as well? You’ll be completely broken and it will also burn a big hole in your pockets for repaying the third party damages and repairing costs for your bike. This will take a toll on you physically, emotionally and financially.”

The answer for  these raising concern of Amit and several other bike lovers in this country is purchasing a suitable bike insurance online which will help you cope up with the the damage and losses incurred in the accident for their vehicle and injury to them if any, including natural calamties, manmade losses, fire theft etc. With bike insurance  you can meet huge medical expenses arising from injury or damage to the vehicle by filing a claim. Today, with the help of internet you can easily buy your bike insurance online by filling an application form in the insurance company's website. This saves time and efforts in going in person to get it.

Bike insurance helps you to cope up with the financial losses arising from such unexpected incidences. It gives you a peace of mind thereby focusing on other need such as fixing the vehicle or recuperating from injury. However, in market not all bike insurance cover your vehicle.

Accordingly to Indian Traffic Law, it is mandatory to buy minimum of third party cover to run your bike on roads. Besides, there are other kinds of insurance covers such as: A cover which pays out in the event of damage to the vehicle due to theft, fire or accident. A coverage for third party liability which arises when your injure a third party while driving or cause damage their vehicle and a cover for personal accident occurring to you or fellow passengers which results in loss of life or permanent disability for either

When your bike is damage due to any accident or incidences as disccused above, bike insurance proves valuable. It eases such problems with its cashless garage network. You can get the vehicle serviced in a garage that falls under the insurer's list of garages and not have to pay any cash for the repair work.
Today, markets are filled with various insurance companies which cater to your needs and requirements and offer customized solutions for your insurance needs. 

At many two-wheeler showrooms you can see insurance company person offering insurance to help buyers get it at the time of purchase. However, it you are worried about the cost, get assured that you can easily find a policy that fits your budget. Getting bike insurance online is one of the simplest ways as it helps you compare the available options very well. Online comparisons offer consumers the ability to get multiple quotes from companies and review policies, coverage options, and deductibles.  So, if you wish to safeguard yourself and your bike from unfortunate incidences book your bike insurance online now else it will give a big dent in your heart forever.


1 comment:

  1. hay hi nishant thanks for the blog on 2 Wheeler Insurance .that's really informative blog for me thanks a lot.

    ReplyDelete