Instant two wheeler insurance renewal at the click of a mouse

A two wheeler is highly beneficial for the middle class group. It is not only affordable but also manageable compared to a bulky four wheeler. Even young professionals are hurriedly buying two wheelers for easy commutation. As these less expensive vehicles consume less amount of fuel, they have a high economic value. However, a two wheeler does not ensure safety or security. Although a 2 wheeler is used for covering short distances, it can easily collide with bigger vehicles on the road. Most road traffic injuries are attributed to two wheeler collisions. In India, many automobile owners are aloof about traffic rules. Therefore, two wheeler riders need to be extremely careful when they are on the roads. Lack of traffic negligence not only causes damage to the vehicle but also results in death or disability. Despite taking protective measures, you cannot completely ward off the possibility of a road collision.

Although these minor or major clashes cannot be avoided while plying on the road, you can save yourself from a monetary loss by purchasing two wheeler insurance. Many owners of scooters and motorbikes are not fully aware about this insurance policy. In fact, it is illegal to ride a two wheeler on the road without carrying insurance documents. A standard bike insurance policy covers the cost of damage incurred by the owner. It mainly encompasses personal accidents and catastrophic damages. Auto insurance policy holders enjoy financial benefits as they can get their vehicle repaired without taking out a single penny from the wallet. It is possible to get two wheeler insurance at an affordable premium provided the plan does not cover mild damages like cracks or dents. Since major damages require extensive repair, you have to expend more. However, with two wheeler insurance you get financial security against these unaffordable damages.

Beside traffic mishaps, the insurance policy safeguards your vehicle against natural calamities and theft. You only have to file a claim and submit the application to the insurance company. In a few days, your money gets disbursed to the automobile repair center. This way, insurers cover damages through your monthly payments. Many people are intimidated at the thought of filing an insurance claim for receiving money from the company. As long as your claim is genuine, no insurance company takes time to make the payments. 

More and more private insurance companies are making their policies available on the internet so that you can easily compare insurance companies. This means, you can purchase the plan without standing for long hours in front of an insurance agent’s office. Similarly, you can submit the claim online without meeting your insurer in person. As inspection is an integral part of the policy, the company sends an investigator who thoroughly evaluates the damages mentioned in the application form. Insurance providers stress on scrutiny as many policy holders make false claims. In case, your two-wheeler hits another vehicle on the road then the third party damages are covered by the insurance company. Many people for this reason prefer a scheme which gives liability coverage. 

[Source: https://www.wunderground.com/blog/healthinsurances/instant-two-wheeler-insurance-renewal-at-the-click-of-a-mouse]